It's important to learn about what specific expenses may or may not be covered by Medicare. Some examples are dental emergencies, such as those stemming from an auto accident, can be covered when the treatment is sought through an emergency room setting. Basic dental care and dentures are not covered at all by Medicare. Eye exams to obtain a prescription for contacts and eyeglasses are not covered. You are allowed to get treatment for eye ailments and injuries, which are covered by Medicare health insurance. Hearing tests and hearing aids will have to be obtained out of your own pocket.
Routine Foot Care
Foot care can be an important procedure if you suffer from diabetes. The lack of proper blood circulation and difficulty in healing may cause serious problems to arise in the legs and feet. Unfortunately, Medicare will not cover the costs associated with routine care. It will cover the cost of repairing any foot ailments and injuries after you satisfy your deductible and pay the required coinsurance amount.
Acupuncture and Other Alternative Treatments
Alternative forms of medicine are not covered by most types of medical insurance. They are generally lacking in scientific data showing effectiveness and success with regards to treating illnesses and injuries. Acupuncture is considered one of these types of alternative treatment methods. This will have to be done on a self-pay basis.
Cosmetic Surgery
Any treatment or medical procedure that is deemed cosmetic in nature, meaning that it is done for improvement in looks, is not covered by Medicare. This can include breast augmentation, acne treatments, hair follicle replacement, facelifts, and tummy tucks. There are times when breast reduction can be approved for medical reasons in back care, but breast enlargements, removing scar tissue, reducing wrinkles, and all other cosmetic procedures will have to be paid for 100% out of pocket.
Medicare coverage is fairly comprehensive, but there are a few health services that you will have to pay for completely on your own to receive. Contact an agent at the Della Porta Group in Jacksonville, FL, to find out if there are options for additional plans that assist with the costs of needed treatments not covered by Medicare.